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The 9 Types
Choose the closest category to your personality
1. I believe money is important and I can be quite serious about money. I try to live within my means and not be too greedy or excessive. I hold fairly strong views about money and what is right and wrong, what is acceptable and what is not. I generally don’t like debt, but I will borrow for a home or large cost purchase. I usually put a limited amount of effort into money matters. I enjoy spending on nice/expensive goods because they are worth it. I do tend to compare myself with others in seeing what material things they have.
2. Money does not interest me very much and if I have it I like to spend it to help other people. I don’t like asking any other people for money and I also believe things will probably work out in the end. Generally I usually spend on others before I spend on myself as I think it is a little selfish. I usually only spend a limited amount of time and effort thinking about money.
3. Money is the way that validates my approach to life. I like money and I am not afraid to work hard to achieve my monetary goals. I can budget fairly easily and paying off debt is fine. I work hard and seek to develop my skills and so I am generally money oriented. I am happy to make an effort to study money. I like to buy nice clothes and other things as a reward for my efforts.
4. Money is really not that interesting to me, but I can be creative about it and invest in things that have meaning to me. I do tend to have expensive taste and overspend. But money is a tad boring and not exciting at all. Money is not a motivating force for me and so I don’t think it can deliver a meaningful life. I don’t really make any effort regarding or managing money.
5. I minimise the need for money. I don’t really need that much money to survive so I don’t place a great deal of effort in earning a lot of money. I do think money is useful for allowing me to be more self sufficient and I don’t really worry at all about what others have. I don’t think too much about money.
6. I generally believe money is a way to gain security and so I don’t spend too much although I can splurge occasionally. I don’t like debt and I think getting value for rather than buying expensive products is important. I put in a certain amount of effort regarding money but probably not as much as some other people.
7. Money is important to me because it opens up a large number of opportunities and can fulfil my needs. So money delivers me options and freedom. I generally don’t budget or limit my spending or feel the need to stay within a budget. But have some savings is good for providing me with options. I am happy to make an effort to study money. I can be a spontaneous spender.
8. I want what I want and think that if you work hard, you should get what you want. I like to be the master of my own destiny and control my money. I prefer to focus on making more money rather than reducing my spending. So while I may make a lot of money I can spend a lot too. I am happy to put effort for the sake of money. Budgets are restrictive.
9. Money provides me with comfort and peace of mind. I’m fairly self reliant and financially responsible. It’s not overly interesting to me and so I don’t want to work too hard or study investing too much. It’s not really a motivating force for me. I don’t really spend a great deal of time and effort on money and so I have a fairly relaxed attitude towards it. I tend not to think much about improving my finances and let me partner manage the finances. I tend not to spend too much on myself.
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